If it's a tossup between elemental armor and physical armor on a caster, I tend to take the elemental armor in PvE. The most dangerous physical damage is melee, and unlike good PvP characters PvE melee is easily kited. Also, the balance of power is different from PvE mobs than in PvP. PvE physicals do not have max weapons, those weapons do not have 15>50 or equivilent mods, and they certainly aren't customized. So just in a vacuum a typical PvE physical enemy deals around a third less damage than an equivilent player of that level would be expected to do. Combined with how random elemental damage is the most likely to hit you in the backlines, and I'm favoring elemental armor in a vacuum these days.
While elemental damage scales up very quickly with level differences that makes high level caster mobs really dangerous, the critical hit rate of high level physicals also scales up quickly, so it roughly breaks even.
Peace,
-CxE
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Don't argue with idiots. They bring you to their level and beat you with experience.
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